Privacy Policy
Last updated: January 27, 2026
1. Information We Collect
We collect information that you provide directly to us, including:
- Account information (name, email address)
- Financial data (transactions, investments, debts, retirement goals)
- Usage data (how you interact with our service)
2. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our services
- Process transactions and send related information
- Calculate retirement projections and provide personalized recommendations
- Send you technical notices and support messages
- Respond to your comments and questions
3. Data Security
We use bank-level encryption to protect your data. All sensitive financial information is encrypted both in transit and at rest. We implement industry-standard security measures including:
- 256-bit SSL/TLS encryption
- Regular security audits and penetration testing
- Secure data centers with 24/7 monitoring
- Two-factor authentication options
4. Data Sharing
We do not sell, trade, or rent your personal financial information to third parties. We may share your information only in the following circumstances:
- With your explicit consent
- To comply with legal obligations
- To protect our rights and prevent fraud
- With service providers who assist in operating our platform (under strict confidentiality agreements)
5. Your Rights
You have the right to:
- Access your personal data
- Correct inaccurate data
- Request deletion of your data
- Export your data in a portable format
- Opt out of marketing communications
6. Cookies and Tracking
We use cookies and similar tracking technologies to track activity on our service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.
7. Data Retention
We retain your personal information for as long as necessary to provide you with our services and as required by law. When you delete your account, we will delete your personal data within 30 days, except where retention is required for legal or regulatory purposes.
8. Children's Privacy
Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.
9. GDPR Compliance
If you are located in the European Economic Area (EEA), you have certain data protection rights under GDPR. We comply with all GDPR requirements regarding data processing, storage, and transfer.
10. Changes to This Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us at privacy@retirewise.com