RMD Calculator
Project your Required Minimum Distributions starting at age 73.
What are RMDs?
The IRS requires you to withdraw a minimum amount from traditional 401(k)s, IRAs, and similar accounts starting at age 73. Failing to take RMDs results in a 25% penalty on the amount not withdrawn.
Settings
4085
Your current age — used to calculate how many years your accounts have left to grow before RMDs begin at age 73.
0%12%
How much your accounts are expected to grow each year. Historical averages: ~7% balanced portfolio, ~10% 100% stocks, ~4–5% conservative/bonds.
No RMD-eligible accounts found.
Add investments with account types: 401k, IRA, 403b, SEP-IRA, or SIMPLE IRA.
Based on IRS Uniform Lifetime Table. For educational purposes only.